The new financial year has begun and it’s the appraisal time of the year. A lucky few will also get their bonuses. The common question here is what to do with all this Dhana Laabh. How to invest this money in the current scenario? The mutual fund industry has come up with a solution
All investments are typecast to have specific characteristics. People don’t tend to think beyond those characteristics before putting their money in them. For example, FDs are safe and steady investments, the share market is a “high-risk high reward” investment, gold is a solid investment, and so on. While generally speaking these typecasts are not
Equity investments Buying shares is a risky investment. There are over 6800 companies listed on the Indian stock exchanges. For a layman, choosing the right stock from such a big pool is like trying to find a needle in a haystack. We have heard of people who bought shares with their life savings, without
We, as a country have a great affinity towards gold. We buy gold during occasions and as an investment. If you plan to invest in gold, there is a better alternative to physical gold in the form of Sovereign Gold Bonds (SGB). What are Sovereign Gold Bonds? Reserve Bank of India issues sovereign gold
They say, “Money cannot buy you happiness.” but it can surely buy almost everything else. We work hard to earn money. Investing is a way to make money work for itself! There are various investment options in the market. That also means there is a high probability of making the wrong investment. In this
What are liquid funds? Liquid funds are a part of debt mutual fund schemes. These funds invest in short-term instruments such as certificates of deposit (CD), commercial papers (CP), treasury bills, etc. Their most important attribute is that you can encash them at any point in time. Hence, they are called money market funds.
Long term in the financial world is more than three years. This means long term investments are the amounts invested in a single financial instrument for more than three years. As a part of financial planning, you list down and analyze your financial goals. The duration of your investments is planned as per the
Every individual dreams of owning a house one day. For many, this is the ultimate goal. It is an investment of a lifetime. Some want to leave a legacy behind, an estate for their kin. A person buys a house either for own consumption, that is, to live in and utilize the house or
Now that we have an answer to the question “What are mutual funds?“, we will look at some commonly used terms that we come across daily while looking for investments in mutual funds. AMC – Asset management company An AMC is responsible for the day to day management of schemes of mutual funds. It
You decide to invest. The share prices or bond prices may fluctuate. The banks may go bankrupt, gold price may fall. In each case, your investment may suffer. As an investor, one should never solely depend on a single financial instrument to give secure returns, may it be shares of a company, bonds, or